Buy furniture on payment plan
Buy furniture today, pay tomorrow!
With PayPal or Klarna installment payments, you can shop today and spread your costs into fixed or flexible payments over up to 24 months. Choose the payment plan that works best for you and get full flexibility in financing your furniture. Learn all the details here!
Here's how installment payments with PayPal work
Check installment payment availability
First, check whether PayPal installments are available as a payment method in your PayPal account.
Select "PayPal" as your payment method
Select "PayPal" as your payment method at checkout. Complete your order by clicking "Buy now." You'll be automatically redirected to PayPal, where you can choose the installment payment option.
Start of monthly installment payments
After you complete your order and installment purchase through "Buy now" with PayPal, your creditworthiness will be checked. Once approved, we'll process and ship your order.
Conditions for installment payments with PayPal
PayPal installment payments are available for orders of €99 or more, with a credit limit of €5,000. After a credit check, you can pay the total amount in installments over 3, 6, 12, or 24 months at an annual percentage rate of 9.99%. You can make extra payments or pay off the full balance early at any time with no penalties. You can view and download your installment agreement anytime in your PayPal account.
Here's how installment payments with Klarna work
Select Klarna at checkout
Add your wishlist items to your cart and select "Klarna" as your payment method at checkout.
Select "installment plan" as your option
After selecting Klarna, you'll be redirected to Klarna. Choose the "Pay in 4" option and select your desired payment period of up to 24 months.
Start of monthly installments
Once Klarna approves your credit and confirms your purchase plan, we'll process and ship your order. You'll then make your monthly payments directly to Klarna at your convenience.
Installment payment terms with Klarna
With Klarna's installment payment option, you can flexibly pay back your purchase in monthly installments. You can choose either a fixed payment period of 6, 12, 24, or 36 months with equal installments, or flexible installment payments where you decide each month how much to pay – at least 1/24 of the total amount or $6.95. The annual percentage rate depends on your creditworthiness, the payment period, and the current Klarna interest rate, and will be shown to you transparently before purchase. You can pay off your installments early or make extra payments at any time without additional fees. You can find all the details about your payment plan anytime in the Klarna app or in your Klarna account.
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Frequently asked questions about installment payments with PayPal
You enter into a payment plan agreement with PayPal. This means PayPal is the lender.
During the creditworthiness check for a PayPal installment payment application, PayPal shares the following data with credit reporting agencies: name, address, date of birth, and banking information. For details on how credit reporting agencies use your personal data, you can find more information here.
Your first monthly payment will be drawn from your bank account approximately 30 days after you complete the installment agreement. You'll receive advance notice via email from PayPal.
Yes, you can do this anytime and free of charge. Log into your PayPal account and select the installment payment. Click on "make additional payment" to pay off part or all of the balance early. The amount will be deducted from your bank account. PayPal doesn't charge any fees for this, and you'll save on interest since installment costs are calculated only on the remaining balance.
If you can't make your monthly payment, you'll fall behind on your account. If PayPal can't collect a direct debit from your bank account, you'll be charged 2.80 EUR for each failed debit attempt. You can find the details in your installment agreement (credit contract) under section 3, Credit Costs. Additional fees may also apply if a collection agency becomes involved.
Please contact customer service by phone at 0800-723 4500 (landline) or 069–9451 89832 (mobile).
